Top 10 Affordable Cities in Luzon

The Philippines is undoubtedly one of the most beautiful countries in the world, boasting pristine beaches, unparalleled natural attractions, and a lively culture. Travelers from around the world visit the country to see this for themselves, and some even fall in love with the country that they decide to reside here permanently. Luzon, its largest and most populous island, is the country’s economic and political center, housing top financial districts and the capital city, Manila. 

But despite its ongoing development and growth, living here shouldn’t break the bank. Here are some of the affordable cities in Luzon you can consider:

Meycauayan City

Meycauayan City is a provincial city of Bulacan, Philippines, known for its jewelry and leather industries. Plenty of essential establishments and public markets offer low product prices if you don’t want to buy goods at shopping malls. Various companies are also available in the area if you want to advance your career or apply for a job close to your home. 

If you plan on getting a property for sale in Meycauayan, Bulacan, the average cost for a house is around Php 23,200 per sqm. Some foreclosed properties start at Php 500,000. On the other hand, renting apartments costs Php 3,000 on average. 

Tarlac City

Tarlac is famously known for its cuisine and its agricultural activities like sugar and rice plantations. It has many essential establishments and tourist destinations, making it an ideal place to live. Moreover, the cost of living wouldn’t be a problem because everything in this place is affordable compared to its neighboring cities. In addition, there are numerous houses and lots for sale in Tarlac City starting at Php 3,140 per square meter.

Dasmariñas City

Despite its reputation as Cavite’s Economic Tiger, it remains to be one of Luzon’s most affordable cities. Its rising economy is credited to its industrial estates and parks, offering multiple job opportunities to Caviteños and residents of neighboring cities and provinces. The city also houses major hospitals, shopping centers, and transportation hubs to and from Metro Manila and other Southern Luzon provinces.

That said, a house and lot for sale in Dasmariñas cost Php 39,100 per square meter, while apartments for rent cost Php 4,000 on average.

In addition, Metro Manila is roughly an hour’s drive from Dasmariñas, so residents can also travel for furniture job opportunities.

San Fernando City

San Fernando City, Pampanga, is popularly known as the Christmas Capital of the Philippines, holding the Giant Lantern Festival every December. Aside from rich cultural heritage and spectacular cuisine, there are affordable properties available in this area. A house and lot for sale in San Fernando City costs Php 37,100 per square meter, while bedspacing units start at Php 1,200 per month.

Antipolo City

Antipolo is a favorite weekend destination for metro dwellers, offering picturesque waterfalls, a beautiful museum, and plenty of social media-worthy restaurants and cafes. Moreover, everything is affordable, including real estate properties. When it comes to buying a property, you can buy a single-detached house for less than the actual price of a condo you can buy in Manila. In addition, if you plan to go to Manila, it will only take you an hour to reach your destination.

two-bedroom house for sale in Antipolo starts at Php 2.7 million. At the same time, the average monthly budget for living in Antipolo City would be Php 19,500 depending on your lifestyle. 

Caloocan City

Caloocan City is one of the highly urbanized cities in Metro Manila. But despite being part of Manila, it is considered one of the most affordable places to live in the region. The city boasts numerous commercial establishments, employment opportunities, and affordable residential properties. Moreover, people can buy a house and lot for sale in Caloocan for less than Php 2.5 million.

Baguio City

With its cool climate, numerous heritage sites, and fantastic restaurants, Baguio is a classic tourist destination loved by Filipinos and foreigners. But despite that, real estate properties in the city are affordable. The average cost of a house for sale in Baguio starts at Php 67,200 per square meter, with 2-story townhouses starting at Php 2.5 million. On the other hand, apartment and bed space rentals in the city can be as low as Php 2,000 per month.

San Pablo City

Also known as the City of Seven Lakes, San Pablo City in Laguna is one of the most affordable cities in Luzon. It is a well-known weekend destination for its lakes and exciting festivals and has an abundance of livestock and poultry farms. If you plan to buy a property, a house for sale in San Pablo City starts at Php 800,000 and can cost Php 25,900 per square meter. Aside from its affordability, San Pablo is a perfect place to live since you can conveniently travel to Calamba and other cities for job opportunities.

Lucena City

Lucena City is the capital city of Quezon Province, and is considered one of the most liveable cities in the Philippines, making it ideal for people who want to escape the hustle and bustle of the city. Even if it’s far from NCR, Lucena has various career and business opportunities available, with over 6,000 business establishments registered in 2019.

Price-wise, houses in Lucena cost Php 5,720 per square meter and start at Php 876,000 for foreclosed properties.

Imus City

Imus is one of the fastest growing and highly urbanized cities in South Luzon, surrounded by industrial parks and financial institutions. Furthermore, it is only 18 kilometers away from Metro Manila, making it a site for most industrial establishments in the area. 

With an average price per square meter of Php 41,000, you can find affordable housing options here. Find your dream home by checking out the list of subdivisions in Imus, Cavite, and check which one suits your lifestyle, budget, and needs.

For more real estate tips and advice, check out our previous journals here.

Main photo from Deposit Photos

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