19 Properties of Irene V. Ramos, Real Estate Broker/Appraiser

EXCLUSIVE LIVING AT SOUTHRIDGE, UPTOWN CAGAYAN DE ORO 🌿 PRE-SELLING LOTS => Target Completion in 2030 Discover a truly exceptional address in Uptown CDO—an exclusive residential village with only 124 premium lots. ✨ Luxurious. Modern. Exclusive. Live next to the Pueblo Golf Course and enjoy the privilege of being part of Southridge, a premier 31-hectare master-planned development envisioned to bring together residential living, business districts, and lifestyle destinations. 🏡 THE ONLY RESIDENTIAL LOT DEVELOPMENT WITHIN SOUTHRIDGE Own a premium residential lot within this dynamic and growing estate while enjoying the convenience and potential benefits of being surrounded by upcoming business and commercial districts. 📍 SOUTHRIDGE PERKS ✔️ Exclusive community with only 124 residential lots ✔️ The only residential lot development within the 31-hectare Southridge estate ✔️ Located in the heart of the growing Uptown CDO area ✔️ Next to the scenic Pueblo Golf Course ✔️ Enjoy the convenience of nearby and future business and commercial districts ✔️ Strong potential for long-term property value appreciation ✔️ A unique opportunity to live, invest, and grow within a master-planned community 📐 Lot Area: 250 sqm & up 💰 Price starts at: ₱10 Million ✨ CURATED AMENITIES FOR MODERN LIVING 🏛️ Clubhouse & Function Hall 🏊 Swimming Pool 🌳 Pocket Parks 🎮 Game Room 🏀 Multi-Game Court 🛝 Children’s Playground Live where exclusivity meets convenience. Experience a community where your home is surrounded by the energy of a growing business district, while still enjoying privacy, space, and premium residential living. Secure your place in Southridge, Uptown Cagayan de Oro. Price starts at: P 10Million Payment Terms Reservation Fee: P 100,000 20% Dowpayment payable in 30-months Balance for Bank Financing Or through Deferred Payment ==> Straight monthly payment for 30-months. This is perfectly fit for those who do not wish to have it financed by the bank. 📩 Send us a message for available lots, pricing, and site viewing.

Looking forward in living in your own home 3 to 4 years from now? Magna Obra of Intalio Estates, is suitable for families that wants to have a spacious and bioclimatic homes. Amenities: ** gated and guarded subdivision ** Clubhouse ** Swimming Pool ** Court -------------------- HOUSE DETAILS Magna Obra, Single detached Lot area: 143 SQM Floor area: 158 Living, Dining, Kitchen area Master's bedroom with Toilet and Bath 2-bedrooms Den Family 2 Toilet and Bath Maids room with toilet and bath Lanai Porch 2-car parking ---------------- SAMPLE QUOTATION Block 2 Lot 2 Total Contract Price: P 10,431,054 Reservation Fee: P 20,000 Equity payment in 31-months: P 49,828 Balance for Bank Financing ------------- Hurry we only have a few re-open units in Phase 2. Grab this opportunity now! This is the only residential subdivision near city proper.... ----- For more details, Call or send a message 0917 133 ---- If you are abroad / outside the Philippines thru Whatsapp/viber/Telegram: +63 917 133 ---- ----------------------- Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0424 12----

HIGALA-AY FIESTA PROMO IS ALMOST OVER GRAB IT! Equity is only 35K --------------------------------------- Location: Familia Verde Subdivision Pahiron Road, Lumbia Cagayan de Oro City Unit Type: Townhouse, Inner Lot Area: 36.6 Sqm Floor area: 42 Sqm Provision for 2-3 Bedrooms 1 toilet and bath Living, dining and kitchen area Service area --------------------------------------------------- BEST TIME TO BUY! Perfect for families, OFWs, and new homeowners. ABOUT FAMILIA VERDE A peaceful and affordable community located in the cool, elevated area of Lumbia - ideal for relaxed living with easy access to Uptown CDO. *Flood free *Quite and family-friendly *Clean air, green environment *Accessible to main roads ACCESSIBILITY Minutes away from: SM City Uptown Pueblo de Oro Business Prk Xavier University Manresa Masterson Avenue Uptown market, groceries, schools, and banks SUBDIVISION AMENITIES ✔️ Gated and Guarded village ✔️ Basketball Court ✔️ Multi-purpose Hall ✔️ Open Spaces Monthly amortization as low as 15,181. START OWNING A HOME FOR YOUR FAMILY TODAY! Send a message for free sample computation, and schedule for a site visit. We will guide you all throughout the buying process and turn-over of your unit. ---------------------- Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026 COREB OR 0496, 122026

For Sale: Beach Property with Improvement Location: Jasaan, Misamis Oriental *500 meters from Sophie Red Hotel *20-mins boat ride to Agutayan Island *along the National High-way *Titled Property Property Details Land Area: 300 SQM reclaimed portion ~ 700 Sqm total area: 1,000 SQM *2 Houses (each has 1 bedroom, Kitchen, Toilet & Bath). *Gated area *Had own water supply (deep well/motor pump) Selling Price: P 13,000,000 Note: Buyer pays for the transfer of title to buyers name (This includes notarial fees, BIR taxes, transfer fees, registration fees, etc) Interested, Feel free to call or send a message

Ready for Occupancy Units Available this August Grab this opportunity Until Sept 3 ONLY! ENJOY UP TO PHP 85,000 worth of SAVINGS at Summerville2 Dreaming of owning your own home but worried about the downpayment? This is your sign. **Php 30,000 Discount (aster inner units only) ** PHP 50,000 Equity Discount for full equity settlement within 15 calendar days **Php 5,000 home essentials treets for the 1st 5 clients with successful loan take-out on September 2026. You don’t need millions in the bank to start. You just need the right property, the right program, and the right guidance. HOUSE DETAILS: 2-Storey Townhouse Lot area: 44 SQM Floor area: 44 SQM BARE UNIT TURN OVER Provision for 2-3 Bedrooms 1 Toilet and Bath Living, Dining, Kitchen Discounted Price: P 2,460,000 Reservation Fee: P 15,000 Equity for 10-months: P 20,854 Pag-Ibig Financing Estimated monthly amortization 30 yrs: P 12,499 ------------------- Own your home. Stop renting. Start building equity. SEND US A MESSAGE/ Make a CaLL FOR Inquiries and Schedule of Site Viewing ----------------------- Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026 COREB OR 0496, 122026

Affordable house in Midtown Cagayan de Oro City. Just 5-mins drive to SM City Uptown Secure your family's future in this flood-free, family friendly unit near Xavier University High School, Corpus Christi School, SM Uptown , and just minutes away to downtown. Enjoy safe, convenient living in one of CDO's most sought-after locations. Ideal for growing families looking for accessibility, comfort and peace of mind. ---------- HOUSE DETAILS 3-Storey Duplex House Lot area: 70 SQM Floor area: 78 SQM Living, Dining, Kitchen area Master's bedroom with T&B Entertainment area 2 Bedrooms 2 Toilet and Bath provision for parking Location: Bamboo Lane, Brgy Carmen Cagayan de Oro City --------- Total Contract Price: P 5,103,380 10% Dowpayment: P 460,338 Pay only 7% of the Downpayment: P 307,236 Downpayment Discount, 3%: P 153,101 (Save this amount) Can be applied for Bank Financing Loanable Amount: P 4,593,042 Estimated monthly amortization: 25 yrs: P 31,733.86 *For spot cash payment save as much as 255,000. For inquiries and site viewing, Feel free to Call or send a message. ------- Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0424 12---- -

START SMART. START WITH OLIVA. 🌿 Looking for your first home without the pressure of heavy upfront costs? Meet Oliva — one of the thoughtfully designed starter homes at Intalio Estates. This is pre-selling, which means one powerful advantage: 👉 You have time on your side. Why Oliva is a smart first move: ✔ Extended Equity Payment (up to 43 months) Spread your payments comfortably—no need to rush or stretch your finances too thin. ✔ Bank Financing Later, Not Now Loan processing typically happens around the 3rd year, when the home is nearing completion. That gives you time to: • Improve your income profile • Build stronger bank eligibility • Prepare financially with less pressure ✔ Lower Entry Price Today Pre-selling means you secure the property at today’s price—before values appreciate as development progresses. ✔ Ideal for First-Time Buyers & Future Investors Whether you’re planning to live in it or grow your portfolio, Oliva offers a practical and strategic starting point. ---------------- PROPERTY DETAILS 2-Storey House | Oliva Model Lot area: 66 SQM Floor area:60 SQM Living, Dining, Kitchen 3-Bedrooms 2 toilet and bath QUOTATION: Price: P 4,040,535 Holding Fee: P 10,000 Equity payable in 43-months: P 13,863 Balance for Bank Financing Estimated monthly amortizaiton 20 yrs: P 26,628 Turn your “someday” into a solid plan—starting today. 📩 Message me for sample computation, updated promos, and available units.

Ready for Occupancy Units in Uptown Cagayan de oro If you've been waiting for a move-in-ready home without the long construction timeline-this is it. PROPERTY HIGHLIGHTS: * Ready for Occupancy *Modern townhouse design *3 Bedrooms * 2 Toilet & Bath *Living, Dining, Kitchen area *Provision for car parking *Secure and peaceful community PERFECT FOR: * Growing Families * OFWs investing back home * First-time homebuyers * Buyers who need immediate move-in FINANCING OPTIONS: *Bank Financing *Flexible downpayment terms *Assisted loan processing. PAYMENT TERMS: Unit at Blk 1 Lot 8 Lot area: 59 SQM Discount for Higalaay Promo: P 200,000 Total Contract Price: P 5,527,200 Reservation Fee: P 20,000 Bank Financing Downpayement payable in 10-months: P 60,000 *Waived bank fees (as much as 100K savings) *Gift Certificate worth 50,000 MESSAGE NOW TO REQUEST *Updated quotation *Site viewing schedule LET US SECURE YOUR MOVE-IN-READY HOME TODAY. Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026 COREB OR 0496, 122026

📌PENTHOUSE UNITS on the 29th Floor are NOW OPEN FOR SALE and FREE VIEWING this coming Saturday (May 16) for our OPEN HOUSE at Avida Towers Aspira! 🔴Available Units: Units 2901 to 2912 • 1-Bedroom - 9 units • 2-Bedroom - 1 unit • 3-Bedroom - 2 units We also offer larger units on the 27th Floor: • 3-Bedroom Units with Balcony • Units 2701 & 2728 📣All units are READY FOR OCCUPANCY Sample Quotation Unit 2903 Discount: P 1,000,000 Net Price: P 7,485 013 Reservation fee: P 50,000 10% Spot downpayment 632,310 Other payment options are also available. Balance: Can be applied for Bank Financing Message us if your interested. availability is on a first come, first served basis.

FOR SALE: READY FOR OCCUPANCY CONDO IN UPTOWN CDO LOCATION: Beside SM City Uptown - CDO ZERO DOWNPAYMENT Limited-Time Promo: *SEMI-FURNISHED *Ready for Occupancy — move in or start earning immediately Experience premium living in an award-winning eco-friendly development located in the heart of Uptown Cagayan de Oro. **Have children studying at Xavier University Grade School and High School? Enjoy the convenience of living just minutes away from campus. Spend less time in traffic and more quality time with your family while staying close to your children’s school activities. Units Available: Studio, 1-Bedroom and 2-Bedrooms IDEAL FOR: Families with school-age children Professionals working in Uptown First-Time Condo Owners OFW Investors Rental Income Seekers ------------------- AMENITIES: Swimming Pool Fitness Gym Function Hall Green Courtyard Why wait years for turnover when you can own a condo that’s ready today? ————————————————————- STUDIO UNIT PAYMENT TERMS (SAMPLE) Unit 1025 Floor area: 27 SQM Total Contract Price: P 5,945,400 (includes VAT and Miscellaneous fees) OPTION A: Reservation Fee: 30,000 ZERO DOWNPAYMENT SAVE AS MUCH AS 600K!!!!! Bank Financing DISCOUNTED PRICE: PHP 5,350,860 ——————————————- OPTION B: For spot cash payment: 10% discount + ADDITIONAL 223K DISCOUNT SPOTCASH PRICE OF PHP 5,053,317 Avail of these PROMOS NOW! Feel free to Call or send a message ————— Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026

LOOKING FOR A PROPERTY WITH RENTAL INCOME POTENTIAL? What if your next property could be designed specifically for room rentals = ideal for students or employees looking for a convenient place to stay? THIS PROPERTY COULD BE IT! Location: Sunrise Village, Macasandig, Cagayan de oro City This spacious 2-storey house is already designed with multiple rooms, making it suitable for a boarding house, bedspace, or room-rental business. PROPERTY DETAILS 2-storey house Lot area: 495 SQM 12 rooms on 2nd floor 2 rooms groundfloor 3 toilets 3 showers 4 toilets 4 bathrooms SELLING PRICE: Php 5,389,960 Payment Term: cash Price inclusive of Capital Gains Tax For inquiries, feel free to Call or send a message.

Intalio Flats Primea - A condominium development in Eagle Streer, Brgy Kauswagan Cagayn de Oro City. Amenities: Building A Playground Gym/Yoga Area Viewing Deck ------- Building A (Units has Smart Home Features) *Smart Entrance Lock *Smart Switches and smart wall socket w/USB Bldng A Floor 14 Unit 18 Studio (inner unit7 Floor area: 20 Sqm Balcony, 2.0 Sqm QUOTATION: Total Contract Price: P 3,325,727 Reservation Fee: P 10,000 Equity Term 17 months 1-6th month: P 10,752 7-12th month: P 16,129 13th-17th month: P 32,258 Bank Financing Monthly amortization 20 yrs: P 23,206 ------- For inquiries and reservation assistance Feel Free to Call or send a message.

Commercial Lot for Sale: Aluba Village, Brgy Macasandig Cagayan de Oro City *Few minutes to High Ridge. Corner Lot, along Mandumol Rd-Bulacan Street 2 adjacent Lots (Titled lots) Total Lot area: 532 Sqm Commercial Area Selling Price: P 20M ——————————— For inquiries, feel free to Call or send a message. Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0625 12202

Residential Lot for Sale , Montaña Gran Europa CDO Build your dream home in one of Cagayan de Oro's established communities *Gated and guarded subdivision *Multipurpose Hall *Children's park Lot area: 96 SQM Selling Price: P 1,632,000 Perfect for those looking to build a family home or investment property in a peaceful and accessible residential community. This is a great opportunity to secure your own lot in Gran Europa Message us for details, locations and site viewing.

Come home to La Aldea! Your Dream Home is Here August Promo is HERE Location: La Aldea, Lower Kiam-is Brgy Lumbia, Cagayan de Oro City Developer: Pueblo de Oro Corporation Still deciding? This might be the sign you’ve been waiting for. Own a homes at La Aldea del Rio with deals that are hard to ignore: **P 50,000 Outright Discount **WAIVED Bank Fees **Low Equity Options for as low as 55K for RFO / OGC units ** free tiles or Aircon for Non-RFO Units AMENITIES: *Multipurpose Hall *Basketball court *Kiddie Playground *24/7 security -------------------- 2-Storey Inner Unit Townhouse Lot area: 44 SQM Floor area: 44 SQM Provision for 2-3 Bedrooms Living, Dining, Kitchen 1 Toilet and Bath Unit Turn-Over: Bare Unit ---------- Sample Quotation Inner Unit (Ready for Occupancy Unit) Total Contract Price: P 2,931,000 Discount : P 50,000 Net Total Contract Price: P 2,881,000 Reservation: P 15,000 Equity Payable in 6-months: P 18,333 Additional Equity discount P 74,050 Bank Financing Estimated Monthly amortization 25 yrs: P 18,909 --------------------------- EVERY MONTH YOU WAIT = PRICES GO UP + FEWER UNITS LEFT Secure yours NOW while promos are still available. Message for details, and unit viewing. Limited slots. First come, First Served. -------- Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026 COREB OR 0496, 122026

**Modern Suburban Living in the heart of CDO** Intalio Estates is a well-planned community with wide roads, parks, and open spaces LOCATION: Brgy Agong, Canitoan Cagayan de Oro City Price Starts at Php 5.9M **AMENITIES FOR Phase 2** Gated subdivision with 24/7 Security Reliable utilities and flood-free location Olympic Swimming pool Clubhouse HOUSE DETAILS: Magnum house Lot area: 110 SQM Floor area: 90 SQM Master's bedroom w/ T&B 3 Bedrooms 2 Toilet and Bath Living, Dining, Kitchen Parking MAGNUM HOUSE FEATURES: **Smart Ready **Spacious open-olan living and dining area **Master bedroom with en suite bathroom **Bioclimatic architecture with high quality finishes **Provision for 2-car parking and service area IDEAL FOR **Families looking to upgrade **OFWs investing in their future **Young professionals starting out **Investors seeking high-value property in CDO Be among the those who OWN a Magnum House at Intalio Estates! Reserve NOW for as low as Php 15,000. Flexible payment terms and bank financing available. SEE QUOTATION BELOW -------- SAMPLE QUOTATION Magnum, P2, Blk 9 LOT 22 TOTAL SELLING PRICE: P 5,792,460 LESS: TSP DISCOUNT PROMO: P 180,000 (SEPT PROMO ONLY) Net Total Selling Price: P 5,612,460 MISC FEE: 579,246. VAT: P 673,495.22 TOTAL CONTRACT PRICE: P 6,865,201 Reservation Fee: P 15,000 10% Downpayment 1st-11th month: P 15,262 12th-22nd month: P 21,367 23rd-33rd month: P 24,419 Balance: Bank Financing Loanable Amount: P 6,178,681 Estimated monthly amortization: P 47,903 -------- Call Me TODAY for a FREE site tour and full computation ----------------------- Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0424 12----

PROMO UNTIL MARCH 21: *ZERO EQUITY PAYMENT *No double Amortization —————- More Space, More Possibilities 🏡 Step into your future at Citta Verde, Primavera City—where modern Italian design meets eco-friendly living in Uptown CDO. This 1-Bedroom Unit gives you the comfort, style, and space you’ve been looking for. ✨ Why you’ll love it: ✔️ Spacious layout for growing families or home office setup ✔️ Walking distance to SM City & lifestyle essentials **Near Ateneo de Cagayan Grade School and High School, Corpus Cristi School ✔️ Energy-saving eco-friendly features = lower bills ✔️ Safe, secure community with premium amenities 🏡 Perfect for families, young professionals, or anyone who wants extra space. 💰 Flexible payment terms available. AMENITIES: *24/7 Security *Front Desk *Gym *Roof top Pool *Function Room *Green Building UNIT DETAILS 1-Bedroom Unit,938 Floor area: 53 SQM, Corner unit Corner Unit Total Contract Price: P 11,670,600 NO DOWNPAYMENT Bank Financing For quotation, feel free to send a message. 📲 Message today and let’s schedule a unit viewing! -------- Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0625 12202

HOUSE FOR SALE Xavier Heights, Uptown Cagayan de Oro City Phase 1A House and Lot Titled Lot area: 146 SQM 1 bedroom and 1 loft room 2 Toilet and Bath Spacious parking space Selling Price: P 5,000,000 ------ Interested? Feel free to Call or send a message at 0917-133----- If you are abroad / outside the Philippines, you can call or send a message thru: Whatsapp/viber/Telegram: +63 917 133 ----. ------- Real Estate Broker/Appraiser REB Lic no 018730, ID21-4932205, 042026 DHSUD AccNo. R10-B-12/24-018122025 PTR 6213503, 22025 AIPO No. B-18730-Philres, AIPO OR No 815, 122023 COREB OR No 0424 12----

For Sale Commercial Lot with 3-Storey Building Location: Macapagal Avenue, Brgy Canitoan, Cagayan de Oro (right across Phoenix gas station Calaanan road) * 5-minutes walk from Intalio Estates subdivision * 10-mins drive to SM City Uptown —————————- Property Details: Lot area: 115 Sqm Building: 3-Storey Building Floor area estimates GF: 115.47 Sqm 2nd F: 86.96 Sqm 3rd F: 83.96 Sqm —————— Selling Price: Php 10 Million *all other fees related to the transfer of title under buyer’s account For inquiries, feel free to Call. Real Estate Broker/Appraiser REB Lic no 018730, 042026 DHSUD AccNo. R10B12/25018,2026 PTR 6524560, 122026 COREB OR 0496, 122026