₱ 1,639,567
1
Bedrooms
47 m²
Floor area
40 m²
Land Size

End Unit Classic House and lot for sale in San Fernando Pampanga

Philippines, San Fernando, Del Carmen San Fernando

Details

Bedrooms
1
Bathrooms
1
Floor area (m²)
47
Land Size (m²)
40
Block and Lot/Unit Number
41/9
Subdivision name
La Aldea Fernandina - Pampanga

Description

Rent to own house and lot near SM Pampanga

Lot Area: 40 square meters

Floor Area: 47 square meters

Bedroom: 1 (Provision for 2 bedrooms)

Bathroom: 1

No Ceiling

No Partitions

No Tiles


Sample Computation


Bank Financing (UCPB)

Selling Price: ₱1,639,567

7% Misc. Fee: ₱114,770

TCP: ₱1,754,337

Loan Value: ₱1,475,610

Total Equity: ₱278,726

Less Reservation Fee:₱10,000

Net Cash Required:₱268,726

70% 1 to 12 months to pay: ₱15,678.71

30% 13-30th month: ₱4,478.77

20 years Bank Amortization: ₱11,887.42

GMI- ₱39,625


HDMF/ Pag-IBIG Financing


Selling Price: ₱1,639,567

7% Misc. Fee: ₱114,770

TCP: ₱1,754,337

Loan Value: ₱1,629,547

Total Equity: ₱124,770

Less Reservation Fee: ₱10,000.00

Net Cash Required: ₱114,770

Equity: ₱9,564.14

30 years monthly amortization:₱10,299.97

Gross Monthly Income Required: ₱34,333


In-House Financing


Selling Price:₱1,639,567

7% Misc Fee: ₱114,770

TCP: ₱1,754,337

30% DP:₱491,870.10

Less Reservation Fee: ₱10,000.0

Net DP: ₱481,870

DP in 12 months: ₱40,155.54

70% Balance: ₱1,147,696.90

7% Misc. Fee: ₱114,770

Total for financing: ₱1,262,467

Monthly Amortization for 5 years: ₱30,701


For Free Site Tripping and more information

Contact us now

MPRCC REALTY

Michael G. Cadiz

Licensed Real Estate Broker

REBL No, 0007567

Read More

This listing is a Unit of a Project

La Aldea Fernandina - Pampanga

Experience an exceptional residential Subdivision lifestyle at the heart of San Fernando
La Aldea Fernandina - Pampanga by  is a residential Subdivision in San Fernando, one of the top cities in Pampanga. La Aldea Fernandina - Pampanga provides its residents with a lifestyle of privilege that many people can only dream of.  is yet again breaking the boundaries of residential living by bringing comfort and affordability, ensuring residents live the life they deserve as they create more amazing memories with their families.


These makes getting a unit at La Aldea Fernandina - Pampanga worth every cent. Properties within Del Carmen area are quite strategically-located that's why owning a Subdivision is a worthwhile investment one can make.


Choosing the right location is one of the first and main factors in deciding when buying or renting a property. La Aldea Fernandina - Pampanga is in a prime location in Del Carmen, San Fernando, within a convenient distance from establishments like schools, churches, malls, offices and restaurants, making a La Aldea Fernandina - Pampanga purchase perfect for those starting a family, a student or a professional looking for a place near their work and school.


Affordable Housing Loans You Can Get To Buy a New Subdivision


There are a lot of affordable housing loans that you can consider to help you buy the new Subdivision you’ve been dreaming of.


PAG IBIG Housing Loan (HDMF)


One of the most popular ones is the PAG-IBIG Housing Loan or the Home Development Mutual Fund (HDMF for short), a fund dedicated to the creation and establishment of a national savings program and an affordable shelter financing scheme for Filipinos.


The PAG-IBIG Housing Loan allow members to borrow money from the fund for the purchase of property or for the renovation or improvement of existing properties.


Most of the employed Filipinos have PAG-IBIG accounts because the government requires this to all employers.


Pag-IBIG Fund members can pay off their housing loan for as long as 30 years.


Commercial Bank Housing Loans


There are tons of major banks in the Philippines that offers housing loan with much affordable interest rates than PAG-IBIG.


Housing loan interest rates charged by major commercial banks range from 4.99% to 7.5% for one-year fixed loan period and 7.5% to 9.75% for a ten-year fixed period mortgage. Banko Sentral ng Pilipinas (BSP) has now kept its policy rate at 4.57% for overnight borrowing.


Commercial banks offer loan terms of up to 20 to 25 years, but in some cases, the term might depend on the purpose of the loan.

Visit Project Page >

Location

Philippines, San Fernando, Del Carmen

San Fernando
Click to activate map

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