Located in the heart of Cebu City's IT Park, we are most accessible to all types of public transportation, F&B outlets and shopping malls. It is an ideal location that’s convenient for everyone!
Diverse & Collaborative Community
We host multiple startup-, tech-, creative- community and corporate events that allow our members to expand their expertise and network. Our dedicated and hospitable community crew is also there to assist and make collaborations happen!
Flexible Work Spaces
Members can opt to work in our beautiful co-working spaces or private offices. We also have lounge areas and meeting rooms for quick team huddles, long board meetings or client pitches.
Relaxing & Productive Work Ambiance
Focus, fun and balance are important elements that should be present inside a co-working space. Our spaces are designed to induce all of these elements. We have an amazing view of the city too!
Experience an exceptional Office lifestyle at the heart of Cebu IT Park
HM Tower is a Office in Cebu, one of the top cities in Cebu. HM Tower provides its residents with a lifestyle of privilege that many people can only dream of. HM Tower is yet again breaking the boundaries of residential living by bringing comfort and affordability, ensuring residents live the life they deserve as they create more amazing memories with their families.
These makes getting a unit at HM Tower worth every cent. Properties within Cebu area are quite strategically-located that's why owning a Office is a worthwhile investment one can make.
Choosing the right location is one of the first and main factors in deciding when buying or renting a property. HM Tower is in a prime location in Cebu IT Park, Cebu, within a convenient distance from establishments like schools, churches, malls, offices and restaurants, making a HM Tower purchase perfect for those starting a family, a student or a professional looking for a place near their work and school.
Affordable Loans You Can Get To Buy a New Office
There are a lot of affordable housing loans that you can consider to help you buy the new you’ve been dreaming of.
PAG IBIG Housing Loan (HDMF)
One of the most popular ones is the PAG-IBIG Housing Loan or the Home Development Mutual Fund (HDMF for short), a fund dedicated to the creation and establishment of a national savings program and an affordable shelter financing scheme for Filipinos.
The PAG-IBIG Housing Loan allow members to borrow money from the fund for the purchase of property or for the renovation or improvement of existing properties.
Most of the employed Filipinos have PAG-IBIG accounts because the government requires this to all employers.
Pag-IBIG Fund members can pay off their housing loan for as long as 30 years.
Commercial Bank Housing Loans
There are tons of major banks in the Philippines that offers housing loan with much affordable interest rates than PAG-IBIG.
Housing loan interest rates charged by major commercial banks range from 4.99% to 7.5% for one-year fixed loan period and 7.5% to 9.75% for a ten-year fixed period mortgage. Banko Sentral ng Pilipinas (BSP) has now kept its policy rate at 4.57% for overnight borrowing.
Commercial banks offer loan terms of up to 20 to 25 years, but in some cases, the term might depend on the purpose of the loan.
15th Floor, HM Tower, W. Geonzon Street, Cebu IT Park, Lahug, Cebu City, Cebu