Residential Lot For Sale in Misamis Oriental

🏡FORECLOSED RESIDENTIAL LOT FOR SALE,🎷🎷🎷 🇵🇭 LOT 19, BLOCK 14, MACASANDIG VILLAGE, MACASANDIG, CAGAYAN DE ORO CITY - ✅ 180 SQM ✅ Frontage: 8.5 meters ✅ Best Used: RESIDENTIAL ✅ Price: 6,500,000 - Available for: ✅ big discount for cash payment ✅ installment - lower down payment - 🎈TAWAG LANG PARA SA DUGANG DETALYE!!! 💌 call: 0917110---- - 👉 Property Pin Location: https://maps.app.goo.gl/Mcr7eWLmbZv5Q---- Note: Please note that prices are subject to change without prior notice. 📣 Agents and brokers are also welcome!

This 580 sqm Ridgeview lot is in Phase 1A of Xavier Estates, identified as Block 22, Lot 27. Estate processing is ongoing. Property details: • Lot area: 580 sqm • Cash payment • Selling price: ₱17,400,000, equivalent to ₱30,000 per sqm • Net to seller; transfer taxes and fees are for the buyer's account Xavier Estates is in Upper Balulang, Cagayan de Oro, near SM City Mall Uptown, Pueblo Business Park, Xavier grade school and high school, Rosevale School and St. Francis Hospital. Direct Listing — Open to Broker Collaborations

FOR SALE | Prime Residential Lot – Puntod, Cagayan de Oro City Gaabucayan St., Punted, CDO City Lot Area: 1,913 sqm Terrain: Flat Price: ₱47,000,000 Terms: Cash A rare chance to secure a large, flat lot within the city—perfect for a family estate, townhouse project, or long-term investment. Message for details and site viewing.

EXCLUSIVE LIVING AT SOUTHRIDGE, UPTOWN CAGAYAN DE ORO 🌿 PRE-SELLING LOTS => Target Completion in 2030 Discover a truly exceptional address in Uptown CDO—an exclusive residential village with only 124 premium lots. ✨ Luxurious. Modern. Exclusive. Live next to the Pueblo Golf Course and enjoy the privilege of being part of Southridge, a premier 31-hectare master-planned development envisioned to bring together residential living, business districts, and lifestyle destinations. 🏡 THE ONLY RESIDENTIAL LOT DEVELOPMENT WITHIN SOUTHRIDGE Own a premium residential lot within this dynamic and growing estate while enjoying the convenience and potential benefits of being surrounded by upcoming business and commercial districts. 📍 SOUTHRIDGE PERKS ✔️ Exclusive community with only 124 residential lots ✔️ The only residential lot development within the 31-hectare Southridge estate ✔️ Located in the heart of the growing Uptown CDO area ✔️ Next to the scenic Pueblo Golf Course ✔️ Enjoy the convenience of nearby and future business and commercial districts ✔️ Strong potential for long-term property value appreciation ✔️ A unique opportunity to live, invest, and grow within a master-planned community 📐 Lot Area: 250 sqm & up 💰 Price starts at: ₱10 Million ✨ CURATED AMENITIES FOR MODERN LIVING 🏛️ Clubhouse & Function Hall 🏊 Swimming Pool 🌳 Pocket Parks 🎮 Game Room 🏀 Multi-Game Court 🛝 Children’s Playground Live where exclusivity meets convenience. Experience a community where your home is surrounded by the energy of a growing business district, while still enjoying privacy, space, and premium residential living. Secure your place in Southridge, Uptown Cagayan de Oro. Price starts at: P 10Million Payment Terms Reservation Fee: P 100,000 20% Dowpayment payable in 30-months Balance for Bank Financing Or through Deferred Payment ==> Straight monthly payment for 30-months. This is perfectly fit for those who do not wish to have it financed by the bank. 📩 Send us a message for available lots, pricing, and site viewing.

2 LOTs only

🏡FORECLOSED RESIDENTIAL LOT FOR SALE,🎷🎷🎷 🇵🇭 GREEN EAST SUBDIVISION, PALALAN LUMBIA, CAGAYAN DE ORO CITY - ✅ 163 SQM ✅ Frontage: 11 meters ✅ Best Used: RESIDENTIAL ✅ Price: 1,727,000 - Available for: ✅ big discount for cash payment ✅ installment - lower down payment - 🎈TAWAG LANG PARA SA DUGANG DETALYE!!! 💌 call: 0917110---- - 👉 Property Pin Location: https://maps.app.goo.gl/Mcr7eWLmbZv5Q---- - Note: Please note that prices are subject to change without prior notice. 📣 Agents and brokers are also welcome!

Bayview Heights by Alveo Land Tablon, Cagayan de Oro City Bayview Heights is Alveo Land’s pioneering residential development in Cagayan de Oro offering an exclusive hillside living experience. Nestled within an elevated district, it is a 34-hectare residential development carefully master planned to maximize the use of its surrounding natural environment while still embracing Asian contemporary design. Amenities: • Lap Pool • Kid’s Pool • Outdoor Shower Areas • Pool Deck • Basketball Court • Outdoor Kid’s Play Area • Crest Wood Park • Linear Park • Eco Reserves What's Nearby: • Centrio Mall (8.4km) • CDO Port (9.3km) • Xavier University (8.8km) • White Water Rafting (15.7km) • Laguindingan International Airport (40.9km) Payment Terms: • 10% Spot DP, 10% Stretched DP in 60 months, 80% Balance HLURB LS No. REM-LS-21-004 | Ad Approval No.: DSHUD R10-AA-2021-05-009

Build your dream home in one of Uptown Cagayan de Oro's peaceful and elevated residential communities. This 347-square-meter residential lot in Hillsborough Pointe offers breathtaking ridge and mountain views, creating the perfect setting for a private family residence or a long-term real estate investment. With its clean title, premium location, and tranquil surroundings, this property is an excellent opportunity for homeowners and investors looking to secure a prime residential lot in one of the city's growing upscale communities. Property Details Property Type: Residential Lot Location: Hillsborough Pointe, Cagayan de Oro City Selling Price: ₱28,000 per SQM Estimated Total Selling Price: ₱9,716,000 Lot Area: 347 SQM Title Status: Clean Title Payment Terms: Cash Property Features Scenic Ridge and Mountain Views Elevated Residential Location Clean Title Peaceful and Secure Community Ideal for Custom Home Construction Excellent Long-Term Investment Potential Accessible to Major Roads and Essential Establishments Why Live in Hillsborough Pointe? Hillsborough Pointe is an exclusive residential community known for its elevated terrain, cooler climate, and peaceful surroundings. Residents enjoy a quiet lifestyle while remaining conveniently close to schools, shopping centers, hospitals, restaurants, and other essential destinations in Uptown Cagayan de Oro. Investment Highlights Premium Residential Community Beautiful Ridge and Mountain Views Elevated Location with Refreshing Surroundings Strong Property Value Appreciation Ideal for End-Users and Investors Clean Title for a Hassle-Free Transfer Schedule a Site Viewing Interested in this property? Contact us today to request complete property details or schedule a private site viewing. Our team will be happy to assist you with your investment. Contact Information Stefanie Uy, REB, REC A. TWR GROUP CORP. 📱 Mobile: 0917 851 ---- 📧 Email: rea----@stefanieuy.com 🌐 Website: https://stefanieuyrealtor---- 📘 Facebook: https://www.facebook.com/stefanieuyrea---- 📝 Blog: https://stefanieuyrealtor---- REB License No.: 0007756 DSHUD Accreditation: R10-B-01 / 26-436

Vacant Lots * Sale shall be on "as is where is" basis. * All offers are subject to Management approval. * Availability of units and prices are subject to change without prior notice. * Misprints should not be construed as misrepresentation of the property.   BDO Unibank Inc. is regulated by the Bangko Sentral ng Pilipinas For assistance, please contact your Property Management Unit (PMU) Officer, Mondays to Fridays, 8:30AM to 5:30PM.For concerns, please reach us through any of the channels listed in the Consumer Assistance page of our website

Prime Residential Lot in an Exclusive Community Alegria Hills is one of the most prestigious subdivisions in CDO, developed by Ayala Land Premier. It offers breathtaking views of the city, cool breezes, and a peaceful environment — perfect for your dream home. Address: B12 L8 Alegria Hills Phase 2, Cagayan de Oro City Lot:459 sqm Title Status: Ongoing Title (Currently at ROD) Cash basis Location Highlights: 20 minutes to Xavier University Grade School & High School 25 minutes to SM City CDO Uptown Near hospitals, churches, and lifestyle establishments 24/7 security & gated community Don’t miss the opportunity to own a piece of premium real estate in Uptown CDO. This is a Direct Listing and open to Broker Collaborations. Book a viewing or consultation: 📲WhatsApp +63 917 851 ---- 📩 Email Alex.----@TWRGroup.PH 𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘗𝘳𝘪𝘤𝘦𝘴 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘩𝘢𝘯𝘨𝘦 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘱𝘳𝘪𝘰𝘳 𝘯𝘰𝘵𝘪𝘤𝘦 𝘢𝘵 𝘵𝘩𝘦 𝘥𝘪𝘴𝘤𝘳𝘦𝘵𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘰𝘸𝘯𝘦𝘳.

FOR SALE: Prime Lot in Philam Life Village, Uptown CDO Lot Area: 392 sqm Title Status: Clean Title Terms: Cash basis Price: ₱35,000 per sqm Located in one of Uptown CDO’s most established and secure subdivisions, this spacious lot is ideal for building your dream home or as a solid long-term investment. Enjoy a peaceful neighborhood, cool Uptown climate, and convenient access to schools, malls, and business districts. Why invest here? Prime Uptown location Exclusive and well-maintained community High appreciation potential Ready for transfer Message me for details or site viewing. Don’t miss this rare opportunity in Philam Life Village!

Alegria Hills Phase 2 Residential Lot 428 sqm Prime Residential Lot in an Exclusive Community Alegria Hills is one of the most prestigious subdivisions in CDO, developed by Ayala Land Premier. It offers breathtaking views of the city, cool breezes, and a peaceful environment — perfect for your dream home. Address:: Block 12 Lot 3 Phase 2, Alegria Hills, Cagayan de Oro City Lot Area: 428 sqm Title Status: Clean Title Payment Terms: Cash Basis Selling Price: ₱20,000/sqm Location Highlights: 20 minutes to Xavier University Grade School & High School 25 minutes to SM City CDO Uptown Near hospitals, churches, and lifestyle establishments 24/7 security & gated community Don’t miss the opportunity to own a piece of premium real estate in Uptown CDO. This is a Direct Listing and open to Broker Collaborations. Book a viewing or consultation:  WhatsApp +63 917 851 ---- Email Alex.----@TWRGroup.PH 𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘗𝘳𝘪𝘤𝘦𝘴 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘩𝘢𝘯𝘨𝘦 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘱𝘳𝘪𝘰𝘳 𝘯𝘰𝘵𝘪𝘤𝘦 𝘢𝘵 𝘵𝘩𝘦 𝘥𝘪𝘴𝘤𝘳𝘦𝘵𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘰𝘸𝘯𝘦𝘳.

New listing‼️‼️Prime Residential Lot For Sale in Xavier Estates, Cagayan De Oro City Prime Residential Lot For Sale in Xavier Estates, Cagayan De Oro City! Looking for a Flood-Free Neighborhood to build your next home? This lot might be for you! Property Details: Lot Area: 482 sqm Price: ₱33,000 / Sqm or ₱15,906,000 Financing: Cash or Bank Financing Are You Interested In This Property? https://stefanieuyrealtor.com/.../prime-residential-lo---- Contact Stef! For questions, site viewing, and other concerns. Just fill up the form and hit send or contact us via mobile or email.

📍 Alegria Hills Phase 2, Block 12 Lot 7 📐 Lot Area: 579 sqm 📄 Title: Clean title, title on hand 🌄 Prime View lot 💰 Selling Price: ₱24,500/sqm Total Contract Price: ₱14,185,500 A rare Prime View lot in Alegria Hills — spacious, titled, and ready for the next owner. This is a Direct Listing and open to broker collaborations. 📲 WhatsApp +63 917 851 ---- 📩 Alex.----@TWRGroup.PH

📍 Canitoan, Cagayan de Oro City (near LAD Family Resort) 📐 Lot Area: 5,084 sqm 🛣️ Along the Road 📄 Title: Clean Title 💰 Selling Price: ₱30,504,000 (₱6,000/sqm) Selling Price: Net to Seller | Buyer to shoulder all transfer taxes and fees ✅ Direct Listing — Open to Broker Collaborations 📲 WhatsApp +63 917 851 ---- 📩 Alex.----@TWRGroup.PH #TrulyWealthyRealty #EliteAgents #Canitoan #CommercialLot #ForSale

Prime Residential Lot – Vista Verde Village, Uptown CDO Complete Address: Lot 26, Block 11, Vista Verde, Uptown Cagayan de Oro City Lot Area: 266 sqm Title Status: Clean Title Terrain: Flat Payment Terms: Cash Selling Price: ₱25,000 per sqm Total Price: ₱6,650,000 Perfect for building your dream home or as a long-term investment in one of Uptown CDO’s most desirable residential communities. Message me for site viewing and more details.

For Sale: Ridge Lot in Xavier Estates Phase 2, Uptown CDO! Title Status: Clean Payment Terms: Cash Basis Selling Price: ₱38,000/sqm Experience breathtaking panoramic views of the city and Macajalar Bay from this rare ridge lot. Enjoy the cool Uptown breeze and the exclusivity of one of CDO’s most prestigious residential communities — perfect for your dream home or a solid long-term investment. Send a message today for inquiries or to schedule a viewing!

Title Lot Lot Area  3,572 Sqm

Some addresses just carry a certain weight - XAVIER ESTATES is one of them. It is considered one of the Cagayan de Oro's most established and sought-after residential gated communities. This 226 sqm corner lot sits along Chesnut Street within Phase 1 offer more than just space , it offers the kind of quiet privacy and prestige that's increasingly hard to find . Positioned north-facing for cool mornings and natural light throughout the day, and just 700 meters from the main gate- close enough for convenience, far enough to hear the traffic noise on highway. Its the kind of lot where you can finally build the home you've been dreaming, in a community that reflects the life you've worked hard to create. Reach out for a private viewing - serious inquiries welcome . Earl G. Ravacio, REA , REB St Joseph Real Estate Services email add : earlvingrav----@gmail.com

Cagayan De Oro Residential Lot for Sale Location: Xavier Estates Uptown Cagayan De Oro City Lot No 1. Phase 2 Xavier Estates ✓ Lot area 300 sqm ✓ Price per sqm: 30k slightly nego ✓ Cash Or Bank Financing Lot No 2. Phase 1 Xavier Estates ✓ Lot area 250 sqm ✓ Price per sqm: 30k Negotiable ✓ Cash Only Lot No 3. Phase 4 Xavier Estates ✓ Corner Lot: 190 sqm ✓ Price per sqm: 30k Net ✓ Cash Only

Barangay Indahag 20 Hectare Property Ideal for Housing/Subdivision Development Property is located at the Center of Barangay Indahag Prime Property for Subdivision Development Lot Entrance is beside National HIghway Cagayan de Oro City to Libona, Bukidnon Property is 10-15 mins away from Cagayan de Oro City Property has 2 option roads to Cagayan de Oro 1.) Via Barangay Camaman-an 2.) Via Barangay Macasandig National Highway is Concrete Road Fronting Barangay Indahag Roman Catholic Church Fronting Barangay Indahag Elementary School Fronting Barangay Indahag National High School Has 2 major Gas Stations within 300 meters of property Entrance Property Terrain is Flat to Rolling to Hilly Highest Point has views of Macajalar Bay, Cagayan de Oro City Lowest Point is an existing Mango Orchard Property is Fully Fenced and was Professionally Surveyed Property has no Dispute with other land owners near area Property has Zero Informal Settlers Property has a Caretaker Property has one owner only and will be the only signatory Seller is absolutely decided to sell and will accept evaluate all offers Cagayan de Oro City currently has a shortage of raw lands Ideal for Housing Development. With the recent backlog in the housing/real estate industry, this property is a prime location for Economic and/or Socialized Housing. Having little or no inventory of raw lands in Cagayan de Oro this property, in its current state will surely receive many offers from Developers. Hurry and don't be left behind! Schedule a Site Visit/Tour with me your Realtor now! Please Contact: Virgilio Jose Cabanlet Realtor

Land property for sale in Balulang, Cagayan de Oro, Misamis Oriental Price: 20,000,000 Upper Balulang Lot Property, 6,743sqm Price: P20,000,000 Rush Sale! 6,743 Sqm Lot Property In Upper Balulang, Cagayan De Oro City -Absolutely No Flood, High Elevation, Gradient Slope -50 Meters From Balulang Main Road -Suitable For Townhouse, Private Compound, Small Private Subdivision -At The Back Of Xavier Estates Phase 4 -Near Xavier Ville Subdivision -10 Mins From Sm City Cagayan De Oro -15 Mins From City Center -P3,000 Per Square Meter Only.

📍 𝗦𝗢𝗨𝗧𝗛𝗥𝗜𝗗𝗚𝗘 𝗕𝗬 𝗣𝗨𝗘𝗕𝗟𝗢 𝗗𝗘 𝗢𝗥𝗢, 𝗨𝗣𝗧𝗢𝗪𝗡 𝗖𝗔𝗚𝗔𝗬𝗔𝗡 𝗗𝗘 𝗢𝗥𝗢 ✨ Introducing Uptown CDO’s most anticipated high-end community—strategically located along the Pueblo de Oro–Laguindingan Diversion Road, built for growth, prestige, and long-term value. ✔ Just minutes from Masterson Avenue, Pueblo Business Park, top schools, and major retail hubs ✔ Enjoy seamless accessibility while maintaining privacy and exclusivity above the city 🏡 𝗠𝗔𝗦𝗧𝗘𝗥-𝗣𝗟𝗔𝗡𝗡𝗘𝗗 𝗟𝗨𝗫𝗨𝗥𝗬 𝗟𝗜𝗩𝗜𝗡𝗚 ✔ Part of a 31-hectare mixed-use development designed by globally renowned Arcadis ✔ Features a 5.7-hectare premium residential enclave ✔ Lot sizes from 250–400+ sqm ✔ Low-density community — more space, more privacy 🌿 𝗧𝗛𝗢𝗨𝗚𝗛𝗧𝗙𝗨𝗟𝗟𝗬 𝗗𝗘𝗦𝗜𝗚𝗡𝗘𝗗 𝗙𝗢𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗩𝗔𝗟𝗨𝗘 ✔ Efficient drainage system ✔ Generous rear yard spaces ✔ Preserved natural terrain & elevation ✔ Built for resilience, functionality, and beauty 🏊 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦 ✔ Clubhouse with function hall & game room ✔ Swimming pool ✔ Children’s playground ✔ Multi-game court ✔ Pocket parks & pedestrian-friendly roads 📈 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘 ✔ Positioned in a fast-growing district with strong land appreciation ✔ Future-ready with integrated commercial & business district 💰 𝗥𝗘𝗦𝗘𝗥𝗩𝗘 𝗬𝗢𝗨𝗥 𝗟𝗢𝗧 𝗙𝗢𝗥 𝗢𝗡𝗟𝗬 ₱100,000! 👉 Secure your spot early in this premium community before prices increase. 🏆 Backed by 31+ years of excellence, Pueblo de Oro continues to set The Gold PRICE STARTS AT 40,000/sqm 📩 𝗠𝗘𝗦𝗦𝗔𝗚𝗘 𝗡𝗢𝗪 𝗙𝗢𝗥 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗜𝗟𝗜𝗧𝗬 & 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 𝗢𝗣𝗣𝗢𝗥𝗧𝗨𝗡𝗜𝗧𝗜𝗘𝗦!

Lot 6587-F-2 Barangay Barra Opol Misamis Oriental Property Classification: Green Tag (in possession, with complete property documents) Mode of payment: cash / via BPI Financing ( subject to a separate approval ) / via other bank financing Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lots 40 and 41 Block 1® Hillsborough Pointe Barangay Upper Carmen Cagayan de Oro City Misamis Oriental Property Classification: Yellow Tag (with special concerns either on title, tax declaration, possession or other property documents) Mode of payment: cash basis only Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lot 36 Block 7 Fresno Parkview Subdivision Barangay Lumbia Cagayan de Oro City Misamis Oriental Property Classification: Yellow Tag (with special concerns either on title, tax declaration, possession or other property documents) Mode of payment: cash basis only Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lot 30 Block 10 Amparo Velez Street Apovel Subdivision Barangay Bulua Cagayan de Oro City Misamis Oriental Property Classification: Yellow Tag (with special concerns either on title, tax declaration, possession or other property documents) Mode of payment: cash basis only Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lot 18 Block 1 Don Apilar Velez Street Apovel Subdivision Barangay Balua Cagayan de Oro City Misamis Oriental Property Classification: Green Tag (in possession, with complete property documents) Mode of payment: cash / via BPI Financing ( subject to a separate approval ) / via other bank financing Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lot 1 Block 45 Fresno Parkview Barangay Lumbia Cagayan de Oro City Misamis Oriental Property Classification: Green Tag (in possession, with complete property documents) Mode of payment: cash / via BPI Financing ( subject to a separate approval ) / via other bank financing Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.

Lots 1, 2 & 3 Block 8 Along Subdivision Road NHA previously Eduard Village Barangay Bulua Cagayan De Oro City Misamis Oriental Property Classification: Yellow Tag (with special concerns either on title, tax declaration, possession or other property documents) Mode of payment: cash basis only Note: - It is expected from buyers to conduct due diligence including actual physical inspection of the property prior to submitting an offer. - Prices are subject to change without prior notice. - Misprints and other errors are unintended and do not constitute acts of misrepresentations, intentional non-disclosure, fraud or withholding of accurate details and pricing.