We are a growing international co-working space that started in Fukuoka City two years ago. The Company Cebu is the 3rd branch, the first one that we built outside Japan and it definitely won’t be the last one. Like most co-working spaces, we have dedicated desks, hot desks and meeting rooms. We also have private offices. These spaces can be accessed by signing up for a membership.
Through our space and other services, we aim to give freelancers, business owners and entrepreneurs a flexible and inspiring place to work in and help them build their brands globally by connecting them to our local and international communities.
Creation due to collaboration is highly valued and encouraged in our community and spaces as well as the very cliche but quintessential work-life balance. We also believe that enhancing the setup of working spaces and providing services that exceed the expectations of our members can considerably change the toxic and traditional work styles that we are all accustomed to.
Come and visit our space. If you want to know what else we are up to and what our membership plans are please, let us know. We would be more than willing to talk to you.
24/7 member access
8:00 am - 8:00 pm
Yes we have meeting rooms!Message us for details
Experience an exceptional Office lifestyle at the heart of Cebu IT Park
HM Tower is a Office in Cebu, one of the top cities in Cebu. HM Tower provides its residents with a lifestyle of privilege that many people can only dream of. HM Tower is yet again breaking the boundaries of residential living by bringing comfort and affordability, ensuring residents live the life they deserve as they create more amazing memories with their families.
These makes getting a unit at HM Tower worth every cent. Properties within Cebu area are quite strategically-located that's why owning a Office is a worthwhile investment one can make.
Choosing the right location is one of the first and main factors in deciding when buying or renting a property. HM Tower is in a prime location in Cebu IT Park, Cebu, within a convenient distance from establishments like schools, churches, malls, offices and restaurants, making a HM Tower purchase perfect for those starting a family, a student or a professional looking for a place near their work and school.
Affordable Loans You Can Get To Buy a New Office
There are a lot of affordable housing loans that you can consider to help you buy the new you’ve been dreaming of.
PAG IBIG Housing Loan (HDMF)
One of the most popular ones is the PAG-IBIG Housing Loan or the Home Development Mutual Fund (HDMF for short), a fund dedicated to the creation and establishment of a national savings program and an affordable shelter financing scheme for Filipinos.
The PAG-IBIG Housing Loan allow members to borrow money from the fund for the purchase of property or for the renovation or improvement of existing properties.
Most of the employed Filipinos have PAG-IBIG accounts because the government requires this to all employers.
Pag-IBIG Fund members can pay off their housing loan for as long as 30 years.
Commercial Bank Housing Loans
There are tons of major banks in the Philippines that offers housing loan with much affordable interest rates than PAG-IBIG.
Housing loan interest rates charged by major commercial banks range from 4.99% to 7.5% for one-year fixed loan period and 7.5% to 9.75% for a ten-year fixed period mortgage. Banko Sentral ng Pilipinas (BSP) has now kept its policy rate at 4.57% for overnight borrowing.
Commercial banks offer loan terms of up to 20 to 25 years, but in some cases, the term might depend on the purpose of the loan.
15th Floor HM Tower, West Geonzon Street I.T Park, Lahug